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Features and fees at a glance

Investment options
Ready-made portfolios A selection of multi-manager investment portfolios managed by IOOF.
Self-selected managed funds A range of asset specific and diversified managed funds.
Listed securities Access to the S&P/ASX300 index.
Term deposits A range of term deposits.
Investment minimums
Minimum investment for ready-made portfolios Nil.
Minimum investment for managed funds Nil.
Minimum share trades1 $2,000 per share.
Minimum term deposits1 $20,000 per investment.
Insurance options
The Bendigo and Adelaide Bank Group has made specific arrangements for members' protection, see 'Insurance '
Other features
Investment switching Unlimited investment switch instructions.
Online access

Access your account online on any device.

Find and consolidate your super.

Change your personal details.

Check your account balance.

Buy and sell managed funds and listed investments.

Generate reports.

Immediate family member accounts Access to accounts for immediate family members.
Flexible contribution payment options Easy contribution submission through payroll deductions, direct debit or Bpay®.
Seamless pension options when you retire Transfer to pension without incurring buy/sell costs unless you switch investments.

1 The maximum overall combined investment weighting that you can hold in listed investments and term deposits is 95%. For more details please refer to the PDS.

Member fee $0.89 per week
Annual administration fee on account balance 0.15%*
Switching fees Nil
Listed investment - brokerage 0.205% of the gross value of each trade (or $2.05 per $1,000 trade – minimum $38.44).

*A nil administration fee applies to the Mercer investments transferred from the Adelaide Staff Super Plan.

Additional fees may apply to your account. For full details of the fees and costs associated with your account please see the Product Disclosure Statement.

The Indirect Cost Ratio (ICR) is the cost charged separately by the underlying fund manager of each managed investment.

The following are examples of some ICR inside the Plan.

 
Indirect Cost Ratio (ICR)
Less Rebate Net cost to member
IOOF MultiMix Balanced Growth Trust2 0.94% 0.35% 0.59%
IOOF MultiMix Moderate Growth Trust2 0.80% 0.28% 0.52%
IOOF MultiMix Conservative Growth Trust2 0.73% 0.35% 0.38%
IOOF Balanced Investor Trust 0.50% - 0.50%
For a full list of investment options and indirect cost ratios, see the Investment Menu

2 This managed fund is entitled to charge a performance-based fee. Please refer to the product disclosure statement for the particular managed fund for details.

MySuper (for further information about IOOF MySuper click here)
Member fee $2.25 per week
Annual administration fee on account balance MySuper: 0.35%
Choice: 0.15%
Switching fees Nil
Listed investment - brokerage 0.205% of the gross value of each trade (or $2.05 per $1,000 trade – minimum $38.44).
Choice
Member fee $0.89 per week
Annual administration fee on account balance 0.15%*
Switching fees Nil
Listed investment - brokerage 0.205% of the gross value of each trade (or $2.05 per $1,000 trade – minimum $38.44).

*A nil administration fee applies to the Mercer investments transferred from the Adelaide Staff Super Plan.

MySuper (for further information about IOOF MySuper click here)
Member fee $2.25 per week
Annual administration fee on account balance 0.35%
Switching fees Nil
Listed investment - brokerage 0.205% of the gross value of each trade (or $2.05 per $1,000 trade – minimum $38.44).
Choice
Member fee $0.77 per week
Annual administration fee on account balance 0.35% on Cash Account
0.615% pa on the remainder of the account balance
Switching fees Nil
Listed investment - brokerage 0.205% of the gross value of each trade (or $2.05 per $1,000 trade – minimum $38.44).

Additional fees may apply to your account. For full details of the fees and costs associated with your account please see the Product Disclosure Statement.

For specific benefits of your plan, read the Key features and benefits flyer.